Its something that many parents have some challenges with. They never had the talk when they were young and do not know how to have it with their own kids. I know where your mind is headed. But I caught […]
Its something most of us have been forced to revisit during the pandemic. It brought on some tough choices in order to accommodate changes to our own livelihoods that were necessarily of our choosing. It forced us to face frugality. […]
We follow a methodology we refer to as financial life planning. We like to say we put life into financial planning. It obvious leads to a question about what is financial life planning. Financial life planning is a holistic process […]
Last year, we had time to think as our personal tax returns were not due until September due to the pandemic. In fact, last year, many people just needed their tax refunds to stay afloat. This year our returns return […]
We have discussed various areas of credit and debt in our last few articles. Hopefully, some people have embraced the information and have made changes and improvements in their own situations. The one area that is often neglected and not […]
Continuing on with our theme of paying off debt and spring cleaning your finances, the next step is to look at your credit report and scores. In this post, we will concentrate on credit repair. First thing, don’t fall for […]
With day light savings behind us, we are fast approaching spring in a week. We need to wake up from the winter doldrums and take a refreshed approach to the year. This should include your finances. We all should make […]
After discussing how to prioritize debt repayment in our last post, our third post is the taunting task on how to repay credit cards. Try as you might, do you find you just can’t seem to pay down your credit […]
Continuing on from our last blog entry about drilling down on your debt, the second in our blog series discusses the next important concept on how to prioritize debt repayment. After all, we have so many dollars in our billfold. […]
Its an austere fact in Canada that our personal level of indebtedness is amongst the highest in the world. In other words, Statistics Canada said, household debt as a percentage of disposable income rose to 170.7 per cent in the […]