Financial Life Plan Frugality
Its something most of us have been forced to revisit during the pandemic. It brought on some tough choices in order to accommodate changes to…
Planning your Financial Life
We follow a methodology we refer to as financial life planning. We like to say we put life into financial planning. It obvious leads to…
How to Treat your Tax Refund
Last year, we had time to think as our personal tax returns were not due until September due to the pandemic. In fact, last year,…
Repairing your Credit Report
We have discussed various areas of credit and debt in our last few articles. Hopefully, some people have embraced the information and have made changes…
Correcting Your Credit
Continuing on with our theme of paying off debt and spring cleaning your finances, the next step is to look at your credit report and…
Spring Cleaning for your Finances
With day light savings behind us, we are fast approaching spring in a week. We need to wake up from the winter doldrums and take…
Credit Card Debt Paydown
After discussing how to prioritize debt repayment in our last post, our third post is the taunting task on how to repay credit cards. Try…
Prioritizing Debt Repayment
Continuing on from our last blog entry about drilling down on your debt, the second in our blog series discusses the next important concept on…
Drilling Down on Debt
Its an austere fact in Canada that our personal level of indebtedness is amongst the highest in the world. In other words, Statistics Canada said,…
Opt for Financial Optimism
I was writing a post for my Northern River Reflection feature this morning. As I reflected on the incomprehensible level of negativity in our news…










