In the news, there seems to be an ever more frequent reference to the increasing level of personal debt carried by Canadians and the perils of rising interest rates that may leave many in financial difficulty. The reality is debt […]
Marriage or deciding to live together introduces changes in a new couple’s financial situation that will affect all aspects of their life together. I have had this discussion many times with newly engaged, married or cohabitating couples. This type of […]
If prospective clients want to talk about what the market is doing every hour, then we may not be the financial planning firm for them. There is something way more important to start the conversation with. We want to talk […]