It is less than two weeks to Christmas. All the major shopping malls have been decked out in holiday splendour since Halloween. Yet many of us are just starting or still doing their Christmas shopping. As you are doing your […]
We’ve all heard of Freedom 55. The connotation is to hopefully be in a position to retire at the age of 55. I know a lot of people reading this right now would label this as wishful thinking. Well, just […]
Thanks to summer vacations, weddings and outdoor barbecues, it’s easy to take on unexpected debt from June through August. In fact, a majority of Canadians say they spend more money on socializing during the summer months than any other time. […]
It’s a long game. You’ve got to have a strategy. Achieving early retirement is a pretty awesome feat. But that doesn’t mean early retirement is for everyone. This was something that we recently were discussing with a client who is […]
Canadians are eagerly awaiting their tax refund or have already pocketed their it from the Canada Revenue Agency (CRA). In 2016, 65 per cent tax returns processed yield refunds with the average cheque or direct deposit from the CRA coming […]
Its funny how some subjects arise. This time the concept of fate has been rambling around in my brain. It came from an unrelated subject but was resounding for me in the last little while. This draws down to something […]
For some families, March Break is a must do family get away time. Its half way between Christmas and summer vacation. Many people need or want a break from the snow doldrums. It sees a furry of fun seeking travellers […]
The per capita rate of debt amongst Canadians is the highest in the world. With a future of increasing interest rates, the prognosis is not great for a lot of Canadians. We seem to have a debt perversion. Many people […]
Instead of concluding that New Year’s resolutions just aren’t your strong suit, our Pavlovian response to the month of December is to once again set ourselves up with resolutions. For the record, this year, I am going to try to […]
Christmas can be one of the most expensive times of year. Everyone wants to buy nice gifts for their families and friends. The challenge is that this has morphed under the influence of a commercialized Christmas shopping season that runs […]
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