Building a financial life plan can be the most intimidating part of writing your business plan. It’s also one of the most vital. Businesses that have a full financial plan in place more prepared to pitch to investors, receive funding, […]
As of December 2019, there were 1.25 million employer businesses in Canada. Of these, 1.2 million, or 98% were small businesses. Small businesses are the largest employers in Canada. Yet it is amazing how many businesses do not do any […]
Canada Day is usually an occasion to celebrate Canada’s birthday and the rights and freedoms we enjoy as citizens of this country. This year has been one of reflection, trust, and reconciliation with our indigenous neighbours and is a clear […]
Given the state of our real estate market, the insane prices of houses, and the ever increasing costs of living, young people are nearly finding it nearly impossible to acquire their first homes. We are amid record home prices in […]
Its something that many parents have some challenges with. They never had the talk when they were young and do not know how to have it with their own kids. I know where your mind is headed. But I caught […]
Its something most of us have been forced to revisit during the pandemic. It brought on some tough choices in order to accommodate changes to our own livelihoods that were necessarily of our choosing. It forced us to face frugality. […]
We follow a methodology we refer to as financial life planning. We like to say we put life into financial planning. It obvious leads to a question about what is financial life planning. Financial life planning is a holistic process […]
Last year, we had time to think as our personal tax returns were not due until September due to the pandemic. In fact, last year, many people just needed their tax refunds to stay afloat. This year our returns return […]
We have discussed various areas of credit and debt in our last few articles. Hopefully, some people have embraced the information and have made changes and improvements in their own situations. The one area that is often neglected and not […]
Continuing on with our theme of paying off debt and spring cleaning your finances, the next step is to look at your credit report and scores. In this post, we will concentrate on credit repair. First thing, don’t fall for […]