Canadians are eagerly awaiting their tax refund or have already pocketed their it from the Canada Revenue Agency (CRA). In 2016, 65 per cent tax returns processed yield refunds with the average cheque or direct deposit from the CRA coming […]
Perhaps one of the most important things to note at this time of year, during tax filing, almost goes unspoken. There are always changes that we should be aware of and we often have to rely on our tax preparers […]
For some families, March Break is a must do family get away time. Its half way between Christmas and summer vacation. Many people need or want a break from the snow doldrums. It sees a furry of fun seeking travellers […]
The per capita rate of debt amongst Canadians is the highest in the world. With a future of increasing interest rates, the prognosis is not great for a lot of Canadians. We seem to have a debt perversion. Many people […]
This last week has been very emotional for some investors with a stock market correction that included the largest drop on the Dow Jones, in one day ever, by more then 1,000 points. This often leads to financial advisors getting […]
Its amazing, in today’s complicated world, that I encounter people that do not have current and valid wills and powers of attorney. The estate consequences can be significant and expensive if one passes away without one. Don’t presume common sense […]
Right now, we are in the middle of the so-called Registered Retirement Savings Plan (RRSP) season. Currently, Canadians are bombarded with financial institutions soliciting them to contribute to RRSPs by March 1st. The decision to contribute to an RRSP should […]
Instead of concluding that New Year’s resolutions just aren’t your strong suit, our Pavlovian response to the month of December is to once again set ourselves up with resolutions. For the record, this year, I am going to try to […]
Christmas can be one of the most expensive times of year. Everyone wants to buy nice gifts for their families and friends. The challenge is that this has morphed under the influence of a commercialized Christmas shopping season that runs […]
There is a new series on CBC called the Stats of Life. One episode was very revealing and reviewed the statistics behind three Canadian families. One struggling on an average income, a self-made woman, worth $100 million and a couple […]