Late in 2023, some good friends gave us a little blue dragon as an inspiration gift, just ahead off 2024, the Chinese Year of the Dragon. It has a lot of holistic value steeped in tradition and folklore. The Chinese […]
I’ve been asked countless times about what to do when family members come looking for money. It’s a very complex issue because you don’t want to disvalue your brother, sister, son, daughter or cousin. Its a delicate issue but I […]
Every year at, the end of December, the amount someone can take out of their Registered Retirement Income Fund (RRIF) changes as determined primarily by the percentage amount prescribed by the Canada Revenue Agency (CRA). Of course, it is not […]
The Federal government has thrown another tool in the toolkit for sourcing a down payment on a new house. The First Home Savings Account (FHSA). While it is an added benefit, it does make it a little more complicated in […]
There were two undeniable Christmas traditions in our household. Sometime during the run-up to Christmas, we have to watch The Muppet’s Christmas Carol, Frosty the Snowman, and Rudolf the Red-nosed Reindeer and sing along in loud and lusty voices. And […]
The holiday season, including Christmas, New Year’s, Hanukkah, and Kwanzaa, is typically a time of gift-giving, dinners, parties, and celebration, but all of this can bring added financial stress, particularly during the continuing cost-of-living crisis. Recent research reported has found that […]
We all go through many challenges and trauma in our lives. We cannot anticipate or plan for them. Life experiences with unresolved money trauma can trigger anxiety, depression and unhealthy levels of risk taking. It could be a divorce, bankruptcy, […]
I’ve been dealing with this topic over the last two years in which I have had numerous family discussions amidst the loss of my two parents. I’ve also had conversations with many clients on having that talk with their families, […]
As a painter, I know the intrinsic value of Canadian art. I am enamored with the Group of Seven who referred to themselves as “adventurers in paint.” Theirs was a post-impressionist style that could accommodate the aesthetic inclinations of Art […]
There is one thing we do not like to see with our clients, Their estate being probated. Unfortunately, common sense or reasonability amongst financial institutions is marred by fear of reprisal if there is an error in the ownership and […]