Christmas can be one of the most expensive times of year. Everyone wants to buy nice gifts for their families and friends. The challenge is that this has morphed under the influence of a commercialized Christmas shopping season that runs […]
There is a new series on CBC called the Stats of Life. One episode was very revealing and reviewed the statistics behind three Canadian families. One struggling on an average income, a self-made woman, worth $100 million and a couple […]
Its amazing where one might draw an inspiration for writing. This morning, I was looking out through my window into the back garden, as I often am, watching the squirrels scurry about. A grey runs by with a nut, a […]
We need to re-define balance in our lives. A consistent discussion I have had with people is the concept of actual need versus want. In reviewing cash flows with clients, it leads to some interesting conversations. I am astonished at […]
I’ve talked in and around the concept of credit card debt many times but I don’t think I ever focused an article on how to identify when credit card debt becomes a problem and what to do about it. I […]
For some, life is complicated. Maybe too complicated. We have been working with a new client recently and her story inspired me to explore ways to for people to simplify their financial life. Our client is a mom in her […]
This week has been a bit of a dichotomy for me as I sit hear pondering Dad’s Day and everything I have been blessed with. In the last week and half, I have been fortunate and blessed, as a Father, […]
There its done and your 2016 tax return is filed just in time for the May 1st deadline. You even had an extra day this year. Now you wait for your refund. Its seems to be a right of passage […]
Alright, I’ll do it. I’ll address one of the most common questions we are asked. In our days of the decline of the use of cash, increasingly people are using plastic. In fact, you probably have at least one credit […]
Spring brings back the sun and is refreshening. People like to plan vacations during Spring Break to take advantage of the much-needed time off. However, those plans may never materialize because money can be a limiting factor. Worrying about money […]