Let’s look at personal spending especially related to our currently increasing cost of living. Most people don’t like to and find procrastination is an effective blind. Being too strict or unfocused can make it difficult to cut back on spending […]
At this time of year, we have all trimmed our trees for Christmas. Its struck a cord with me. Trimming. I thought it prudent as we enter a New Year to review trimming our personal expenses to lower our cost […]
I have never been a fan of budgets. They carry a negative connotation and are not as flexible or followed as a cash flow document is. Cash in and cash out. As a Certified Financial Planner, the benefits of managing […]