The per capita rate of debt amongst Canadians is the highest in the world. With a future of increasing interest rates, the prognosis is not great for a lot of Canadians. We seem to have a debt perversion. Many people […]
Instead of concluding that New Year’s resolutions just aren’t your strong suit, our Pavlovian response to the month of December is to once again set ourselves up with resolutions. For the record, this year, I am going to try to […]
Christmas can be one of the most expensive times of year. Everyone wants to buy nice gifts for their families and friends. The challenge is that this has morphed under the influence of a commercialized Christmas shopping season that runs […]
There is a new series on CBC called the Stats of Life. One episode was very revealing and reviewed the statistics behind three Canadian families. One struggling on an average income, a self-made woman, worth $100 million and a couple […]
I am on the Board of Directors for my local Habitat for Humanity Associate and I wanted to spend some time in the public front of our charity. I decided to volunteer in one of our local ReStores and was […]
Its amazing where one might draw an inspiration for writing. This morning, I was looking out through my window into the back garden, as I often am, watching the squirrels scurry about. A grey runs by with a nut, a […]
The proliferation of robo advisors, or automated online investment platforms, bringing low priced financial services out into the market, has received significant buzz over the past few years. As is prudent with anyone who provides professional financial services, it has […]
Reflection is a healthy habit and can provide peace of mind. This time of year I tend to reflect on my own life, my family and friends. I think we are all guilty of not reflecting and recognizing aspects of […]
We need to re-define balance in our lives. A consistent discussion I have had with people is the concept of actual need versus want. In reviewing cash flows with clients, it leads to some interesting conversations. I am astonished at […]
This past weekend I was able to get away to an annual fishing trip in Muskoka, Ontario. I have been travelling with the same bunch of blokes for many years and the trip has been a tradition for more then […]