In the news, there seems to be an ever more frequent reference to the increasing level of personal debt carried by Canadians and the perils of rising interest rates that may leave many in financial difficulty. The reality is debt […]
Marriage or deciding to live together introduces changes in a new couple’s financial situation that will affect all aspects of their life together. I have had this discussion many times with newly engaged, married or cohabitating couples. This type of […]
If prospective clients want to talk about what the market is doing every hour, then we may not be the financial planning firm for them. There is something way more important to start the conversation with. We want to talk […]
I was sitting watching the rain outside the other day in the middle of what is usually a cold and snowy February day. As usual, I started to think ahead to a welcome spring. I also reflected on how busy […]
RRSP season has supposedly arrived. It arrives every year for the first 60 days of the year thanks to the commercial endorsement of our Financial Institutions. Canadians are inundated with articles, broadcasts and ads offering advice on how to manage […]
It’s January 2016, which means one thing – it’s time for those dreaded New Year’s resolutions. Every year millions of us will make those same old promises, but most will end in failure before January is out. So when we […]
This year for the first time I had the pleasure of driving to Niagara on the Lake to spend Christmas Day with all our family at my parent’s new house. It’s a tranquil place backing onto the Four Mile Creek […]
There’s a benefit to retirement and financial planning that is rarely discussed in the financial media, or in the halls of academia. When it is mentioned it’s often little more than a sidebar cursory comment. However, the single most impactful benefit of the financial […]
Waking up Sunday morning to our traditional Sunday morning ritual of relaxing before the start of the day, sipping coffee, and watching CBS Sunday Morning changed this week. We experienced the first snow of the season in our part of […]
As you begin to build wealth and save for the future, it’s easy to get caught up in the negativity of the media, the ups-and-downs of the stock market and the never-ending advice from your friends and family. So how […]